Call us on 01628 899727

FAQ topic

Does salary sacrifice impact my ability to borrow for a mortgage?

Salary Sacrifice has been around for many years for items such as pension contributions, childcare vouchers and bikes to work. It should not affect your entitlement to mortgages or other loans.

You may have already heard of Salary Sacrifice, and mortgage companies have been aware of the concept for a long time. The pre-sacrifice pay information is still provided with the figure appearing on your payslip, which you can provide if asked to confirm by a lender.

Salary Sacrifice has been around for many years for items such as pension contributions, childcare vouchers and bikes to work. It should not affect your entitlement to mortgages or other loans.

You may have already heard of Salary Sacrifice, and mortgage companies have been aware of the concept for a long time. The pre-sacrifice pay information is still provided with the figure appearing on your payslip, which you can provide if asked to confirm by a lender.

Need a direct answer?

Speak with the team

If this topic still does not cover your situation, use the contact route and a member of the team can handle it directly.